Poorest Scots Sink Deeper into Household Bills Debt

March 29, 2016

A report published by the Herald this month has revealed some stark and startling facts around  Scotlands personal debt problem.



  • Some arrears have risen by nearly 60 per cent over the past five years

  • the typical amount owing on electricity bills has shot up by 58 per cent to stand at £708

  • council tax arrears has shot up by 43 per cent over the five years with the typical debt standing at £1,614. That's 75% higher than the UK average (£936)

  • the StepChange Debt Charity reports the proportion of their clients with council tax arrears has doubled from 18% in 2010 to 36% in 2015

  • a report by The Registry Trust revealed consumers have been forced to pay £11.2 million more in court judgment claims over personal debt in a year

A report published by StepChange called Scotland in the Red 2015, cites a combination of stagnant wages and increased living costs as causing the poorest Scots to struggle with bills.


The news article and the Scotland in the Red 2015 report make for depressing reading, but they highlight the need for debt help like that which Integrate provides through its partnership with CAP and City Church Aberdeen.


If you'd like to help us tackle debt head on and release people from a life sentence of debt, please would you consider visiting our Support Us page and making a pledge; it really will make a massive difference to us and our clients.


To find out more about our debt help, please visit our Debt Help page...






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